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	<title>Personal Finance &#187; home repair</title>
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		<title>Keep Your Chimney In Tip Top Shape By Using A Damper</title>
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		<pubDate>Tue, 07 Sep 2010 14:54:34 +0000</pubDate>
		<dc:creator>Vivienne Calderon</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
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		<description><![CDATA[So you have finally moved into your new home. Sitting by the fireplace sipping wine and celebrating has been your dream come true.]]></description>
			<content:encoded><![CDATA[<p>So you have finally moved into your new home. Sitting by the fireplace sipping wine and celebrating has been your dream come true.</p>
<p>Well it so happens that just as you are settling down to enjoy your evening, a visitor decides to land on you. The visitor is no one else but a raccoon. Come to give you company and only to be whisked away by the guards. After all this you again settle down and light up a fire to see the smoke spreading into the freshly painted living room.</p>
<p>Obviously it is clear now that you haven&#8217;t had a look at the chimney to see if it is in order before lighting the fire. Now perhaps it is time to see and do the following to ensure that this oft neglected component gets the care that it needs:</p>
<p>Always call professionals to inspect your fireplace chimney and make sure that they identify what is required to be done in order to ensure that it remains in good condition. Do this well before the winter sets in.</p>
<p>The chimney seep who knows is job and has been trained, will know how to identify problems and fix them. Always remember you cannot have a wood fire without a working chimney in place to throw out the smoke.</p>
<p>If your energy bills have been increasing without a reason, check to see if the damper is in place and avoid energy loss with air-conditioning and heating systems.</p>
<p>If not available, get one fixed right away but always open it before you light the fire.</p>
<p>As long as your take precautions and do the proper maintenance of your chimney, it will give you unparalleled service and add value to your home.</p>
<p>You will always now keep the chimney serviced and maintained properly to ensure you enjoy the fire during cold season as well as ensure your home is safe.</p>
<p>Read more of this author&#8217;s articles regarding items like the <a href="http://beveragerefrigerator.org/wine-cooler-refrigerator/">refrigerator with wine cooler</a> and <a href="http://glassdoorrefrigerators.org/floral-refrigerators/">floral refrigerators</a>.</p>
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		<title>How To Keep A Pool From Turning Green</title>
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		<pubDate>Fri, 27 Aug 2010 12:38:50 +0000</pubDate>
		<dc:creator>Janet Bailey</dc:creator>
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		<description><![CDATA[To have a swimming pool requires a commitment to continuous maintenance. If swimming pools are left untended, algae start to grow, turning the water in the swimming pool green.]]></description>
			<content:encoded><![CDATA[<p>To have a swimming pool requires a commitment to continuous maintenance. If swimming pools are left untended, algae start to grow, turning the water in the swimming pool green.</p>
<p>Schedule and stick to it!- this is what you will always remember. Schedule a day to clean your pool and follow it. For this, you will have all the time enjoy your swimming in the pool without the fear of getting infections caused by germs.</p>
<p>Cleanliness of the water can be monitored by using a test kit. This is not so expensive and with the help of this, you will know the level of chemicals you need to put in the water. There are however, different conditions as a sort of reactions caused by the chemicals. So, find these few tips to help you maintain your pool and enjoy swimming the whole summer:</p>
<p>After treating the water, you should take away the algae that cling on the walls of the swimming pool using a long poll with a sponge at the tip of the poll. Once the algae are taken off the wall, these would naturally fall on the floor. With the help of a suction machine, you can take away the dirt from the bottom of the swimming pool.</p>
<p>There are automatic robot vacuums that can clean the pool when no one is swimming in it. Though expensive, they are worth the price. Make sure to skim the debris at the top of the pool if you get one. Debris can clog the vacuum and break it.</p>
<p>Second, make it a regular habit of checking the cleanliness of the filter. Clean filters make it easier to clean the swimming pool with lesser power consumption.</p>
<p>There are classes of filters, one is paper filter which is to be changed regularly. The other one is sand filter which i used, need to be backwash to keep it in good shape.</p>
<p>The conditions of the weather can also affect your pool. If it is raining too much or raining all the time or if it is windy, the chemical that was put in the water will easily be used up.</p>
<p>There is still a chemical reaction even if the condition is hot or humid. They have the reaction of speeding up the chemicals. To avoid this problem is to give your pool shock treatments. This the best way to solve this.</p>
<p>In addition to pool maintenance advice, the author additionally frequently publishes information regarding <a href="http://tonguecleaner.org/baking-soda-toothpaste/">baking soda for toothpaste</a> and <a href="http://tonguecleaner.org/travel-size-toothpaste/">toothpaste whitening</a>.</p>
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		<title>Reasons To Soundproof Your Home</title>
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		<pubDate>Tue, 24 Aug 2010 18:18:07 +0000</pubDate>
		<dc:creator>Leslie Brown</dc:creator>
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		<description><![CDATA[If there's anything harder to find in this age of technology it would be silence. Everywhere you go noise pollution abounds. Getting a good night's rest can be extremely frustrating if you live near a source of noise.]]></description>
			<content:encoded><![CDATA[<p>If there&#8217;s anything harder to find in this age of technology it would be silence. Everywhere you go noise pollution abounds. Getting a good night&#8217;s rest can be extremely frustrating if you live near a source of noise.</p>
<p>Working condition is very important and you cannot get this if you are working in a place packed with many distractions. There is however, a solution to this. Sound proof your home, your office or your place of work. It is the best way to mute noises.</p>
<p>No one likes being awakened rudely by blasting music from the neighbors or being interrupted while busy at work in an office. Even the people who are making the noise don&#8217;t like being interrupted either, unfortunately most people don&#8217;t realize the noise they are making.</p>
<p>Noise always has a source. It is either coming from our neighbours or it is coming from our side. Before noise pollutes the entire community, it would be wise to find a solution through soundproofing the source. If it is coming from your end of the neighbourhood, then it is about time to start working.</p>
<p>Gaps between walls are usual in every wall. It is best for soundproofing.</p>
<p>When you double wall a wall, there is a gap in between. You can fill in the gaps by putting soundproffing foam in order not allow the sound to travel and pass through the walls. These are the areas that most likely cannot defend against noise.</p>
<p>Also, neighbors will be inclined to see you in a more positive light if they see you are making an effort to make their lives better by soundproofing your home. This can also have the effect of raising your home&#8217;s market value.</p>
<p>If you ever decide to sell your home, buyer&#8217;s will take note of the soundproofing and this will be added points for them to choose your property over others. After all, who doesn&#8217;t want to move i to a home that guarantees them peace and quiet?</p>
<p>Besides home improvement tips, this author additionally frequently shares writing on the <a href="http://uninterruptedpowersupply.net">uninterruptible power supply systems</a> and the <a href="http://acpoweradapter.org">laptop power ac adapter</a>.</p>
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		<title>How To Make Your Basement Waterproof</title>
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		<pubDate>Tue, 24 Aug 2010 16:04:40 +0000</pubDate>
		<dc:creator>Eddie Gavell</dc:creator>
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		<description><![CDATA[Whenever you invest in a home, you should be eager to protect its worth. Having waterproofed walls in your basement is a nice way to build equity.]]></description>
			<content:encoded><![CDATA[<p>Whenever you invest in a home, you should be eager to protect its worth. Having waterproofed walls in your basement is a nice way to build equity.</p>
<p>A house that has foundations that are poorly maintained is virtually hanging on a string, considering the outcomes in case it rains. You should not console yourself to the fact that your house has been able to stand despite all the wear and tear.</p>
<p>Do not think that it costs much to have your home secured by waterproofed walls. It is less demanding than you once imagined. It does not mean that your walls have to be in poor shape for you to start working. If they are in prime condition, you may just buy the equipment and materials from your local store and start working on the walls.</p>
<p>First of all, have the following important advice in your mind. Do not do anything regarding waterproofing if your walls have cracks and leakages. These are complex and may nullify anything you do if you ignore them.</p>
<p>The cracked and leaking walls are like so because of poorly constructed foundations. Do not panic in this situation; just begin by excavating that area around the walls of the foundation and start repairing the walls. Replace the drain tiles of the footer.</p>
<p>In case your problems are trivial, like those of damp walls and mold, you are encouraged to go ahead and do the repairs by yourself. At your choice, there are so many items that you can take and start using by yourself to add waterproofing characteristics to your basement.</p>
<p>The whole process of waterproofing the house could take you up to a whole weekend. One should ensure that all the furniture and surfaces in the house are covered to protect them.</p>
<p>It is recommended that one should wear a breathing mask before he starts the cleaning process. The scraping of the paint will also require you to have your mask on.</p>
<p>Refer to various other pieces of work by this very author regarding things including <a href="http://shelfbracket.org/floating-wall-shelves/">floating wall shelves</a> and <a href="http://sofabedsforsale.org/leather-sofa-beds/">sofa beds for sale</a>.</p>
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		<title>How To Keep Your Home From Getting Foreclosed</title>
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		<pubDate>Sat, 21 Aug 2010 15:54:32 +0000</pubDate>
		<dc:creator>Liam Sawyer</dc:creator>
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		<description><![CDATA[Are you in danger of losing your home to foreclosure? If so, don't despair, there are ways to avoid foreclosure and save your home. It may not be too late to act. Following is some information that may help you in your attempt to stop the bank from taking your home.]]></description>
			<content:encoded><![CDATA[<p>Are you in danger of losing your home to foreclosure? If so, don&#8217;t despair, there are ways to avoid foreclosure and save your home. It may not be too late to act. Following is some information that may help you in your attempt to stop the bank from taking your home.</p>
<p>If you have been threatened with foreclosure it&#8217;s important that you know how the process works. Learn as much about it as you can. This can help you understand what is being said and what options you have.</p>
<p>Several plans are available for those facing foreclosure. Make an appointment with your lender or a foreclosure specialist for a free consultation.</p>
<p>Here are a few of your options. Do nothing. This is risky because the bank may just take your home. You can request a bankruptcy evaluation. Or, you can hire a bankruptcy lawyer to help you save your home.</p>
<p>It you want to stay in your home you have to do what you can to stop foreclosure. Depending on your situation, lenders will often work with you since they lose money each month a mortgage falls behind or goes into default.</p>
<p>Banks would much rather negotiate payment terms with a homeowner than take their home. They would rather have a payment than the actual home. They often use agencies to collect past due amounts.</p>
<p>Be careful when making decisions about your home. Unscrupulous people often try to scam people who are having financial trouble. Talk to your lender or attorney before making any important step. They will help you evaluate the decision and do what&#8217;s best for you.</p>
<p>Most of all, it&#8217;s critical for your to talk to your lender. They can often help. Don&#8217;t ignore their letters or calls. If they don&#8217;t hear from you, they may just proceed with foreclosure. You have options so it&#8217;s important to learn about them to move forward.</p>
<p>See more works penned by this very author covering areas including <a href="http://emergencylighting.org">led emergency lighting</a> and <a href="http://floorregisters.org/baseboard-registers/">baseboard registers</a>.</p>
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		<title>Effective Information For Selling Your Apartment</title>
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		<pubDate>Tue, 10 Aug 2010 12:56:42 +0000</pubDate>
		<dc:creator>George Roberts</dc:creator>
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		<description><![CDATA[If you are about to put your apartment on the market, there are a few things you should do to ensure that you can sell it successfully. It's often the little things that make or break a sale, so you want to be sure to show your apartment to its best advantage.]]></description>
			<content:encoded><![CDATA[<p>If you are about to put your apartment on the market, there are a few things you should do to ensure that you can sell it successfully. It&#8217;s often the little things that make or break a sale, so you want to be sure to show your apartment to its best advantage.</p>
<p>First is to see your apartment from a potential buyer&#8217;s perspective. You can expect them to be on the lookout for flaws in your property.</p>
<p>It&#8217;s important to give your apartment a good house cleaning. Then, clear away any clutter, excessive decorations, extra furniture, or personalized items.</p>
<p>Emphasize the spaciousness of the apartment by rearranging furniture if necessary to create clean, simple visual lines. If there are any rooms that you aren&#8217;t currently using, or were using strictly as storage space, make them visually appealing even if you have to move some furniture in from other rooms.</p>
<p>Apartments generally show best when each room has a clearly defined purpose. This can help potential buyers better visualize how the rooms can be used.</p>
<p>Many buyers are particular with kitchens and bathrooms, so you can enhance these rooms in simple ways that will make them stand out. Inexpensive items such a new set of towels on a shelf, shiny blinds on a window, or a fresh scent of a popular air freshener can improve the appeal of your apartment</p>
<p>Give your property a facelift by making the needed repairs such replacing a broken glass, fixing a leaky faucet, or a fresh coat of paint on the stairway railings. Remember that buyers&#8217; minds are conditioned to look for this kind of concerns, and if they notice one, they may wonder if there are more. Be sure to pay attention to possible safety hazards when you show your property.</p>
<p>Be sure to keep your apartment in tip-top condition, since you never know when you&#8217;ll need to show it to a potential buyer. If you are utilizing a real estate agent, let them take the lead, since they are the selling expert.</p>
<p>This author has been blogging pertaining to selling a home for the last three years. Moreover, the author loves publishing articles regarding New York City neighborhood subjects, such as <a href="http://www.wheretolivenext.com/morningside-heights-apartments">Morningside Heights rentals</a> along with <a href="http://www.wheretolivenext.com/midtown-west-apartments">Midtown West apartments</a>.</p>
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		<title>How To Sell Your Apartment Successfully</title>
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		<pubDate>Sat, 07 Aug 2010 12:04:03 +0000</pubDate>
		<dc:creator>Eric Baker</dc:creator>
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		<description><![CDATA[Planning to sell your apartment means that you need to prepare it for a successful sale that would yield the maximum benefits to you. Whether you are selling it with or without a real estate representative, there are things that you can do to be able to sell it for the best possible price.]]></description>
			<content:encoded><![CDATA[<p>Planning to sell your apartment means that you need to prepare it for a successful sale that would yield the maximum benefits to you. Whether you are selling it with or without a real estate representative, there are things that you can do to be able to sell it for the best possible price.</p>
<p>First, you have to consider the target market or the people who are most likely to buy the apartment. People buying for homes have different preferences; people looking for an apartment to buy have different specifications than those buying a house.</p>
<p>Prepare your apartment by getting to know it better. Make a list of all the features of the apartment such as its distance from places of interest, its design strong points, and historical significance if there&#8217;s any.</p>
<p>By knowing who you think will want to buy, you can then tailor your advertising to suit, and you can use keywords that will appeal to them. For instance, say you think that the best thing is your location overlooking the park, you could have &#8220;park views&#8221; in your headline so that for people who this matters to will see it straight away.</p>
<p>You need to look around for ways to market your place. Along with the old ways of advertising, you can put your place online, but don&#8217;t forget about the power of word of mouth, as this is a surprisingly efficient method of getting your word out.</p>
<p>In order to negotiate for the maximum price for your property, you need to package it in such a way that it would look its best and make it attractive to potential buyers. &#8220;Staging&#8221; an apartment is comparable to what real estate developers do with their model apartment units.</p>
<p>Some people hire interior decorators to do the staging. They remove personal items such as clothes and family photos, arrange furniture to make the apartment look more spacious, and just basically make it enticing for the buyers.</p>
<p>The staging is deemed a success when prospective buyers can immediately imagine themselves living in the apartment. Those who have successfully applied this when they sold their apartment attest that they were able to sell it for what they expect their apartment to sell and even more.</p>
<p>This writer has been writing pertaining to selling a home for the last seven years. In addition, this writer enjoys writing regarding New York real estate, including <a href="http://www.wheretolivenext.com/nolita-apartments">NoLita apartments</a> in addition to <a href="http://www.wheretolivenext.com/tudor-city-apartments">Tudor City real estate</a>.</p>
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		<title>Actions To Use That Can Help You Sell Your Home Successfully</title>
		<link>http://www.mortgageforeclosurerates.info/actions-to-use-that-can-help-you-sell-your-home-successfully.php</link>
		<comments>http://www.mortgageforeclosurerates.info/actions-to-use-that-can-help-you-sell-your-home-successfully.php#comments</comments>
		<pubDate>Fri, 30 Jul 2010 19:23:06 +0000</pubDate>
		<dc:creator>Josh Duncan</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[cleaning]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[home repair]]></category>
		<category><![CDATA[interior design]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[landscaping]]></category>
		<category><![CDATA[Organization]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Redecorating]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[wealth building]]></category>

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		<description><![CDATA[To get the best price possible when selling your home, it is important to do some preparations. Preparing it to be sold can be done inexpensively and simply.]]></description>
			<content:encoded><![CDATA[<p>To get the best price possible when selling your home, it is important to do some preparations. Preparing it to be sold can be done inexpensively and simply.</p>
<p>Begin your preparations by emotionally letting go of the house, conditioning yourself that it is no longer yours. This way, it will be easy for you to spruce it up so that buyers can readily imagine themselves living in it when they come over to look.</p>
<p>A general cleanup of the place is a must. Remove all clutter and personal items out of the way and leave a sense of order and organization to the interior. This is also a perfect time to pack up before you move out eventually.</p>
<p>Another thing you need to do is fix anything that is broken but don&#8217;t spend too much money. You should take care of any of the maintenance that needs to be done, painting over any holes in the wall and fixing anything that has been broken.</p>
<p>To make that final push into letting buyers imagine living in the house, you can hire a professional to do home staging or stage the house yourself. All rooms of the house &#8211; the kitchen, living room, dining room, bedrooms, and bathrooms &#8211; need to undergo this makeover.</p>
<p>A fresh coat of neutral-colored paint can do wonders to the general look of your home. Properly-arranged furniture, well-organized closets and cabinets, shiny floors, and a sweet-smelling kitchen and bathroom, can contribute much to make buyers feel comfortable.</p>
<p>The outside appearance of the house should not be overlooked as it is the first thing that a buyer sees and what would make the buyer want to come in. Give the front door a fresh coat of paint, repair the roof, remove litter and beaten up cars in front of the house, mow the lawn, and plant flowers.</p>
<p>Finally, also include gathering documents related to your home in your preparations. Have the title documents, property tax payment receipts, homeowner insurance policy, and other documents prepared just in case.</p>
<p>This individual has been writing about home improvement for the previous five years. Additionally, the author likes writing about New York real estate subjects, like <a href="http://www.wheretolivenext.com/beekman-place-apartments">Beekman apartments</a> as well as <a href="http://www.wheretolivenext.com/carnegie-hill-apartments">Carnegie Hill apartments</a>.</p>
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		<title>Getting Organized For Your Home To Be Sold</title>
		<link>http://www.mortgageforeclosurerates.info/getting-organized-for-your-home-to-be-sold.php</link>
		<comments>http://www.mortgageforeclosurerates.info/getting-organized-for-your-home-to-be-sold.php#comments</comments>
		<pubDate>Fri, 30 Jul 2010 18:03:13 +0000</pubDate>
		<dc:creator>Matt Turner</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[home repair]]></category>
		<category><![CDATA[interior design]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[landscaping]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Redecorating]]></category>
		<category><![CDATA[reference]]></category>
		<category><![CDATA[self improvement]]></category>
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		<description><![CDATA[If you intend to sell your home sometime soon, your goal would be to make a smooth and gainful sale. Some simple and workable solutions can help you achieve these goals without much complications.]]></description>
			<content:encoded><![CDATA[<p>If you intend to sell your home sometime soon, your goal would be to make a smooth and gainful sale. Some simple and workable solutions can help you achieve these goals without much complications.</p>
<p>When you make the decision to sell, you need to walk through your house with the objective eye of a possible buyer. You might be used to the way your place looks, but you need to look through to see if any repairs need to be made.</p>
<p>It can help to begin to emotionally distance yourself from your home. Understand that you will be leaving it soon, and that the task at hand is to get the most benefit from its sale. Always focus on what you can do to make your home more appealing to potential buyers.</p>
<p>Anything you can do to increase the sale price should be a top priority. The first thing to focus on is certainly the cleanliness of your residence.</p>
<p>In order for a home to make a good impression and be acceptable to potential buyers, it has to look organized and well-kept. You can set up clean and modest linen in all the rooms and put away furniture that do not need to be there so as to emphasize floor space.</p>
<p>Things that are personal in nature should also be hidden away as they can negatively affect the potential buyer&#8217;s imagination. By turning your home in to a blank page, potential buyers can freely set up whatever plans they may have for it.</p>
<p>Make sure you remove all the chattels, which you are not selling with the house. Otherwise, people will assume they are included and this could cause trouble later.</p>
<p>You may even want to put a new coat of paint on, repair anything that is broken and make sure it is all safe. Another good idea is to give the garden a once over, as the street view can make or break a sale.</p>
<p>The author has been publishing commentary about selling homes for the past three years. In addition, the author is fond of writing about NYC neighborhood topics, such as <a href="http://www.wheretolivenext.com/union-square-apartments">Union Square rentals</a> as well as <a href="http://www.wheretolivenext.com/lower-east-side-apartments">Lower East Side apartments</a>.</p>
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		<title>Ten Ways To Maintain Your Home</title>
		<link>http://www.mortgageforeclosurerates.info/ten-ways-to-maintain-your-home.php</link>
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		<pubDate>Fri, 30 Jul 2010 13:22:38 +0000</pubDate>
		<dc:creator>Lesley Johnson</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[home repair]]></category>
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		<category><![CDATA[motivational]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[real estate]]></category>
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		<description><![CDATA[Owning a home is definitely enjoyable but maintaining it can be a cumbersome task. Here are ten tips on how home owners can maintain their home:]]></description>
			<content:encoded><![CDATA[<p>Owning a home is definitely enjoyable but maintaining it can be a cumbersome task. Here are ten tips on how home owners can maintain their home:</p>
<p>1. Maintenance and repair expense is one you have to allot each year for your house. Experts say that at least 1 to 3% of the value of your home be budgeted to it.</p>
<p>2. If your house was purchased on a loan, build equity. Paying more than the principal payment whenever possible will allow you to save on interest payments. In the end, you&#8217;ll be able to acquire your home at a cheaper price.</p>
<p>3. Invest to make your place look more valuable. This way you can sell it later on at a higher price when you find another place you would want to transfer to.</p>
<p>4. Get insurance for your house and personal property. No need for the land.</p>
<p>5. Keep your neighbors close to you. Discuss improving the neighborhood to build a sense of a progressive community.</p>
<p>6. Focus on developing the kitchen and bathrooms. Experience shows that houses with great contemporary kitchen and bathrooms offer a higher catch in the market.</p>
<p>7. The most important thing you have to remember is the safety of your house and the people living therein. Make sure to install a smoke and carbon monoxide detectors.</p>
<p>8. Conserve energy. By focusing on ways on cutting energy consumption such as installing insulations, you will be able to save on maintenance. Furthermore, the house that is fuel efficient will certainly fetch a better price than one that is not.</p>
<p>9. Use light colored materials. They keep the place lighted well. This means you do not need a lot of energy to light the place up.</p>
<p>10. Learn to realize when it is the right moment to transfer to another house. One way of knowing is when the place becomes crowded and constraints the comfortable movement of those living in it. And if you have followed the tips above, it would easy for you to sell the property and move to another.</p>
<p>Aside from home maintenance advice, the author additionally regularly writes about <a href="http://germanshepherdtraining.org/guard-dog-training/">guard dog training</a> and <a href="http://germanshepherdtraining.org/rescue-dog-training/">search and rescue dog training</a>.</p>
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